Healthcare Insurance Comparisons

How does one compare healthcare insurance companies?

To summarize, not easily. Unfortunately, a lot goes into making a decision on which healthcare insurance provider is right for you. As much as we would like it to be, it is not one size fits all.  A few tips and factors to consider:

 

-Monthly Premiums

Always ask insurance provider if you are eligible to get discounts for paying early.

-Deductibles

Decide if your insurance company has a low deductivle plan or high deductible plan. You may have to research this further on your own.

-Maximum Out-of-Pocket

Find out the maximum amount you would be required to pay out of pocket. Typically, these are larger than the deductible